“The 5 C’s of Mortgage!”- FTHB SERIES   This entry of the “First Time Home Buyers” series is all about preparing your finances and credentials for a mortgage! Specifically we are going to be breaking down the 5 C’s of Mortgage. The topic of credit and finances is such a sore spot for many people, […]

The New Year is Here!  January is here and 2015 is now a memory. As we celebrate and bid fare well to the New Year, it is never too early to start getting together documents for your 2015 tax returns. If you’ve recently purchased a home, there may be deductions you claim that you haven’t […]

If you haven’t been to Detroit lately, you might be surprised to hear that things are changing pretty rapidly when it comes to real estate. Every week it seems that another building or piece of property is being purchased with plans to transform it into something great. Between new developments and real estate programs, more […]

Whether buying or selling a home, it’s always a good idea to have somebody who knows the ropes beside you to help guide you through the process. But with so many realtors out there, how do you choose the right one? Here are a few questions to ask a potential realtor to make sure you […]

If you’re a business owner, freelancer or one of the countless other self-employment professions, you are among the 9.9 million Americans who have forgone traditional w-2 employment to be your own boss. While working for yourself can provide a number of perks, it also requires a lot more work –especially if you are considering buying […]

Knowing how to properly navigate the uncertain mortgage loan waters can be quite overwhelming, especially if you’re new to the process and aren’t sure what all the terminology means and whether or not it applies to you. A good example of this is mortgage pre-approval. If you’ve recently been thinking about buying a home you […]

Have you recently filed bankruptcy and are looking to buy a house some day? You may be surprised but… many people are in your shoes. Unfortunately bankruptcy does take a serious toll on your ability to borrow funds and take on any type of debt. Your credit score and reputation both take major hits. But […]

Presumably one of the worst parts about being a waitress or holding a job where a large some of the compensation is commission is the ability to get a mortgage. In the past going through the mortgage process while earning large sums commissions and tips has always included lots of yellow tape. Even the most […]

Stocks, bonds, mutual funds: As you know Fannie Mae has been continually trying to relax qualifications and procedures for borrowing/lending. With this in mind they have also implemented some of changes to the use of Stocks, Bonds, and Mutual funds as reserves. The changes were announced in lay May and more details came about in […]

Anytime Fannie Mae makes regulatory changes it draws a ton of curiosity. Often times Fannie Mae changes aren’t beneficial for the consumer, realtor, and mortgage bankers. Well, I have good news for you! Most of the the regulatory changes that are now in effect as of August 15th, 2015 include relaxed qualifications and procedures. Essentially […]