Buying a home is rarely a quick process.  Going through writing multiple offers, coming up against sellers who refuse to budge on price, the pre-approval process, drawn-out short sales and more can all be time consuming.  Once you finally secure that mortgage in Michigan, locate the perfect home and work through all the negotiations, you […]

The Metro Detroit area offers some amazing options for home buyers.  From Royal Oak to the Suburbs of Detroit and westward into areas like Ann Arbor, a first time home buyer in Michigan is faced with a limitless variety in home designs. There’s certainly some style of home to fit your preferences – if you’re […]

Just about every individual interested in buying a home in Michigan or the Metro-Detroit area knows the pinch from our current economy.  Simply put, people in Michigan are still struggling and that scares a lot of folks away from taking the leap to get a mortgage and buy that first house. It’s important to remember […]

The real estate market is changing for the better in Southeast Michigan and the Metro Detroit Area.  Whether you’re looking to buy your first home in Oakland County or Wayne County, a slump in the market, reduced home values and down interest rates on mortgages give you real buying power. What holds up a lot […]

Home prices have taken a serious beating in the last few years and the demand for rental units continues to climb.  In fact, the demand for rentals has increased so much that in most of the major U.S. cities it’s actually cheaper to buy a two-bedroom home than to rent one. According to real estate […]

When you’re ready to talk to a mortgage banker in Michigan and buy your first home, there’s all kinds of excitement – and at the same time there’s that knot in your stomach.  First time home financing can be a daunting and unnerving process for some. With all the talk about the housing market being […]

If you’re seeking a mortgage in Michigan to buy your first home, chances are good that the entire process of buying real estate is a little daunting – navigating the murky waters isn’t exactly easy when you don’t have a map and you’re not sure how the process works from start to finish. Real estate […]

This is a loaded topic, because mortgage “types” can mean a lot of things to different people. But when I speak to people I meet and tell them I am a mortgage professional, the question of what is the “best” or what is the “most common” type of mortgage usually comes up within five minutes. […]

Each divorce is unique and the documentation needed will vary based on the circumstances. In addition to the standard mortgage financing documents like, tax returns, W2’s/1099’s, pay stubs, and bank statements, the most common documents needed in a divorce lending situation include, but are certainly not limited to: Executed copy of the final divorce settlement agreement, […]

Title vesting is the manner in which ownership, aka title, is held on a property. Various states have various ways of holding title. For this posts purpose, we are going to concentrate on the State of Michigan. Here are the most common forms of title vesting in Michigan Tenancy By The Entirety  – Only a married […]