As a mortgage banker in Wayne County, MI as well as Oakland and Washtenaw Counties I tend to work closely with a lot of real estate agents.  I keep tabs on the process for my clients as they get pre-approved for a mortgage in Michigan clear through to closing – it helps me know my […]

People still seem to fall into the stigma that you have to put at least 20% down on a property in order to buy a home in Metro Detroit.  While putting a larger amount down up front can save you on the back end of your mortgage, it’s not necessary (and certainly not required) to […]

People who currently rent homes and apartments in Michigan are willing to make a lot of sacrifices and slash their budgets to get that dream home and finally own property, according to a home-buying survey from Century 21. Of the renters that were surveyed (non-homeowners), over 80% indicated a strong desire to buy a home […]

One of the hardest parts of buying a home in Metro-Detroit is over once you speak with a Michigan mortgage lender and secure your mortgage.  It’s all downhill from there, you just need to find the right home for your family and your budget. The next step starts with finding the right agent to work […]

The economy has been rough on Michigan residents, and it’s led to a multitude of foreclosures, record-high unemployment rates and bankruptcy’s after families try to recover.  There is no doubt that filing for a bankruptcy can be extremely difficult to recover from, and it has a devastating impact on your ability to get credit in […]

It might come as a surprise, but buying Northville real estate or even more expensive properties and nicer homes still requires some interaction from a contractor for most families.  Even if you find a dream home there may be work that needs to be done to either update old fixtures, get a home up to […]

There’s a lot that goes into the purchase of a new home whether you’re trying to find your dream home among real estate in Northville, homes for sale in Royal Oak or you’re picking through foreclosures in Novi and communities like Livonia.  It’s a complex process with a lot to consider. As you prepare to […]

Whether you’re currently a homeowner or you’re thinking about buying a home in Michigan this year, you’ve likely considered property taxes as one of the regular costs when compared to current rental pricing and your existing home situation. Some people in Michigan ready to buy a home have been spooked out of purchasing a house […]

If you’re on the market to buy one of the many homes for sale in Oakland county, then the best way to get an offer accepted is to appeal to the emotions of the person selling the home.  Why?  Because that’s how sales work.  People not only buy in impulse and emotion but they sell […]

Do I have to put down a 10% deposit to get approved for a mortgage? The old industry standard was that you needed spotless credit and at least 10% down in order to be considered for a mortgage.  That's not entirely accurate now, but a larger down payment can be beneficial.  There are programs to [...]