When you feel like you're ready to buy your first home the feeling can be exhilarating, like freedom is just around the corner.  That first house purchase is more than just a home; building wealth through home equity is a significant investment in your future that can provide you with peace of mind and a [...]

As your preferred mortgage lender in Michigan, I know that buying a home in Oakland County, MI or Wayne county, MI is one of the most important decisions you'll make for yourself and your family. Buying a home and applying for your first mortgage in Michigan can be a daunting process, but as a senior [...]

When most first time buyers take the time to do their research and consult carefully with an Oakland County, MI mortgage banker, along with a real estate agent, there’s often little remorse or regret after the purchase. Granted sometimes you turn up little problems in a home that can add some frustration into the mix, […]

With belts tightening up in 2012 for lenders, it’s getting more difficult for borrowers with even decent credit to secure a mortgage – and that likely won’t change any time soon.  Even with an experience mortgage banker in Michigan on your side, you’ll need to have your affairs in order to secure the loan you […]

Detroit is sitting alongside only two other metro locations in the U.S. to see an annual increase in home prices (Denver and Phoenix).  In January, home prices in Metro Detroit roses 1.7%.  While the consistent increases are great for those selling homes, does it spell the end of savings for first time buyers who want […]

If you ever feel like paying too much for a home, then pass on working with a buyer’s agent in Michigan or deal directly with the agent who is selling the home.  As long as I’ve been involved in helping buyers get the real estate of their dreams in Southeast Michigan, I’ve yet to come […]

Talk to any real estate agent or Michigan mortgage banker and they’ll tell you there’s no shortage of new homes for sale throughout southeast Michigan, but the Metro-Detroit area and outlying communities are also home to aging properties.  There can be real value in purchasing one of these older homes whether you’re talking about depth […]

In the previous post I talked about using points, property tax and interest to maximize your deductions at tax time.  Now we need to discuss something that’s equally important.  Timing. Timing is Everything for Mortgages in Michigan… and Taxes When it comes to taxes, timing is everything.  While most first-time home buyers will benefit in […]

Let there be no contest – there is absolutely nothing quite like buying your first home.  Not only do you have something that is officially yours, you’ve got an investment that could pay you back considerably if managed properly, and you also have a new way to save quite a bit when tax time comes […]

As our economy continues to down-slide, and housing values drop, “short sales” have become ever-more popular, and in many cases are the only way for a homeowner to get out from under a mortgage they can no longer afford without being hit by a full-blown foreclosure. The real estate market in Michigan is flush with […]